Loans & Rates

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Loans

Richton Bank & Trust Company offers a broad range of loan services tailored to meet the needs of our customers and our community. Being a locally owned and operated bank means that loans are approved right here at your hometown bank by people you know and trust.  Call or come in to discuss your borrowing needs with one of our loan officers today.

Loan Officers

  • Ralph Olier (Main Office)

Call or come in to discuss your borrowing needs.

Rates

Please contact one of our New Account or Customer Service Representatives for current rate information on the deposit products listed below:

Interest Bearing Deposit Accounts:

  • NOW Account
  • Money Market Account
  • Senior Checking Account
  • Personal Savings Account
  • IRA Savings

Certificates of Deposit & IRA CDs:

  • 3 Month CD
  • 6 Month CD
  • 12 Month CD
  • 18 Month CD
  • 30 Month CD
  • 60 Month CD
  • Special CDs

New Account/IRA/CDs/Customer Service Representatives

Main Office: Stephanie Newell (601-788-6301) or Clarett Lott (601-788-3066)

New Augusta: Lashunda McSwain (601-788-1101)